Critical illness insurance provides a tax-free lump sum payment if you are diagnosed with a covered critical illness, such as cancer, heart attack, or stroke. This financial support helps you cover medical expenses, daily living costs, or other financial obligations during recovery.

A critical illness can lead to significant medical expenses and loss of income. Critical illness insurance ensures financial stability, allowing you to focus on recovery without worrying about financial strain.

Coverage varies by policy, but common conditions include cancer, heart attack, stroke, major organ transplants, kidney failure, and multiple sclerosis. Check your policy for the complete list of covered conditions.

Health insurance covers medical expenses like hospital bills and doctor visits. Critical illness insurance provides a lump sum payment that you can use for any purpose, including household expenses, alternative treatments, or travel for medical care.