Privacy Policy

Effective Date: January 23, 2025

Introduction

Priya Mann (“we,” “us,” or “our”) is committed to protecting the privacy and confidentiality of our clients’ personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information in compliance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and other applicable Canadian privacy laws.

Accountability

We are responsible for the personal information under our control and have designated a Privacy Officer to ensure compliance with this Privacy Policy and applicable privacy laws.

Collection of Personal Information

We collect personal information for the following purposes:

To assess your insurance and investment needs.
To provide you with suitable insurance and investment products and services.
To communicate with you regarding your accounts, transactions, and inquiries.
To comply with legal and regulatory requirements.

The types of personal information we may collect include:

Identification Information: Name, date of birth, gender, marital status.
Contact Information: Address, telephone number, email address.
Financial Information: Income, assets, liabilities, banking details.
Health Information: Medical history, lifestyle details (for insurance underwriting purposes).

Consent

Your knowledge and consent are required for the collection, use, or disclosure of your personal information, except where permitted or required by law. Consent may be obtained verbally, in writing, or through electronic means. You may withdraw your consent at any time, subject to legal or contractual restrictions and reasonable notice.

Use of Personal Information

We use your personal information to:

Evaluate and provide advice on insurance and investment products.
Process applications, claims, and transactions.
Communicate with you about products, services, and updates.
Meet regulatory and legal obligations.

Disclosure of Personal Information

We may disclose your personal information to third parties, including:

Insurance companies, investment firms, and other financial institutions.
Medical professionals and service providers for underwriting purposes.
Legal, accounting, and other professional advisors.
Regulatory bodies and government agencies as required by law.

We ensure that any third parties to whom we disclose personal information have appropriate safeguards in place to protect your information.

Safeguarding Personal Information

We implement appropriate physical, organizational, and technological measures to protect your personal information against unauthorized access, disclosure, alteration, or destruction. This includes secure storage systems, access controls, and staff training on privacy protocols.

Retention of Personal Information

We retain your personal information only as long as necessary to fulfill the purposes for which it was collected and to comply with legal and regulatory requirements. When personal information is no longer required, we securely destroy or anonymize it.

Access to and Correction of Personal Information

You have the right to access your personal information held by us and to request corrections if it is inaccurate or incomplete. To do so, please contact our Privacy Officer using the contact information provided below. We will respond to your request within a reasonable timeframe and at minimal or no cost to you.

Website and Electronic Communications

Our website may use cookies and similar technologies to enhance user experience and analyze site traffic. You can adjust your browser settings to refuse cookies; however, this may affect your ability to use certain features of our website.

We may communicate with you electronically regarding your accounts, products, and services. You may opt out of receiving promotional communications at any time by contacting us.

Changes to this Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The most current version will be available on our website.

Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact our Privacy Officer:

Priya Mann

Insurance and Investments Advisor

416-455-4040

By engaging our services, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, and disclosure of your personal information as described herein.